☕ Points Wire Daily

⚡ Today in 20 seconds

• Bilt ends 4% Bilt Cash on card spend in 2027; opt into the grandfathered plan in the app before renewal or get moved automatically

• Delta One award sale to Europe and Africa from 230K SkyMiles round trip, booking window closes October 29

• Southwest card bonuses jump to as much as 90K, billed as the last chance to earn a Companion Pass from signup bonus points

• Citi AAdvantage Executive signup bonus hits 125K miles; the CitiBusiness AAdvantage 75K offer is also back

• Citi and American refresh two cards for January 2027: $150 annual fees, Walmart+ on the Platinum Select, shared elite-status earning on the business card

• Port of Seattle approved the Chase Sapphire Lounge with a 15-year lease at Concourse A

• Chase Travel offers are vanishing from accounts and reappearing a day later; credits are still posting

Bilt guts 4% Bilt Cash for 2027, there is an opt-out

Bilt announced a 2027 overhaul: the 4% Bilt Cash earned on card spend goes away, replaced by a housing-focused model earning up to 1.25x, and monthly Bilt Cash hotel redemptions get capped (Palladium drops to twice a year, up to $400). Existing cardholders can keep the current 4% structure, but only by changing a setting in the app; renewal switches you to the new model automatically, and upgrading or downgrading a card forces the new structure with no way back. Commenters on r/CreditCards and r/churning broadly read this as a nerf for most people.

→ Open the Bilt app and opt into the grandfathered 4% plan before the next card anniversary; you can move to the new system later, but not back.

Corroborated across sources (TPG, View from the Wing, Frequent Miler, and multiple Reddit threads) · View from the Wing on the app setting · TPG: what to do now · Frequent Miler breakdown · r/CreditCards discussion

Delta One award flash sale ends October 29

Delta is running a flash sale on Delta One business class awards to Europe and Africa, from 230K SkyMiles round trip (One Mile at a Time spotted one-ways from 115K). The booking window is October 27 through 29, so tomorrow is the last day to book.

→ Search Delta One awards to Europe or Africa on delta.com today and book anything workable before the window closes October 29.

Corroborated across sources (Frequent Miler and One Mile at a Time) · Frequent Miler · One Mile at a Time

Southwest card bonuses rise to 90K, last call for Companion Pass via bonus

An update to the Southwest offers we covered at 80K: the personal cards now carry elevated bonuses of 80,000 to 90,000 points, and DansDeals frames this as the final chance to earn a Companion Pass from signup bonus points before that path closes. A 90K bonus gets most of the way to the pass on its own.

→ If a 2027 Companion Pass is the goal, apply now rather than waiting, since the offers are limited-time and the signup-bonus path is reportedly ending.

Corroborated across sources (DansDeals, Doctor of Credit, Miles to Memories, r/CreditCards) · DansDeals · Doctor of Credit · r/CreditCards thread

Citi AAdvantage Executive hits 125K miles

The Citi AAdvantage Executive is offering 125,000 miles after $15,000 in spend within five months, a strong number for a card that also carries Admirals Club access. Separately, the CitiBusiness AAdvantage Mastercard's 75K offer is back after $5,000 in purchases within five months.

→ Big-bonus hunters with AA plans should weigh the Executive's $15K spend requirement against the 125K payout before the offer cycles down.

Public offers reported by established blogs (Doctor of Credit, Frequent Miler) · Doctor of Credit on the Executive · Frequent Miler on the Business 75K

Citi and AA refresh two cards: $150 fees, new perks, January 24

Effective January 24, 2027, the Citi AAdvantage Platinum Select's annual fee rises to $150 but adds a Walmart+ membership and travel protections. The CitiBusiness card also goes to $150, with a notable twist: two people can earn AAdvantage elite status from one card's spending.

→ Platinum Select holders should decide before January whether Walmart+ and the protections justify the higher fee; small business AA flyers should look at the shared status earning.

Corroborated across sources (The Points Guy and View from the Wing) · The Points Guy · VFTW on the business card

Seattle Sapphire Lounge approved: 15-year lease at Concourse A

An update to the commission vote we flagged earlier: the Port of Seattle has now approved the Chase Sapphire Lounge with a 15-year lease at SEA's Concourse A, next to a Delta Sky Club. Construction timelines have not been detailed yet.

→ Sapphire Reserve holders flying through SEA can pencil this in as a future option but should not expect it to open soon.

Corroborated across multiple Reddit reports · r/ChaseSapphire

Chase Travel offers vanishing from accounts, then coming back

On r/ChaseSapphireReserve, multiple cardholders report added Chase Travel offers (like $100 off $600) disappearing from their accounts, then reappearing a day later with the credit posting normally. It appears to be a display quirk while the offer processes, not a clawback.

→ Screenshot any Chase Travel offer when adding it, and wait a day or two before escalating if it disappears after a booking.

Multiple independent reports on one subreddit · r/ChaseSapphireReserve report · Second thread

CSR's $250 IHG credit dies at year end with no replacement

A reminder circulating on r/ChaseSapphireReserve: the Sapphire Reserve's $250 IHG credit expires at the end of 2026 and Chase has announced nothing to replace it.

→ Book a qualifying IHG stay through Chase Travel before December 31 or the credit is gone for good.

Single Reddit thread, but the end date is established · r/ChaseSapphireReserve

Newegg: $600 in Delta gift cards for $550

Newegg is selling a $550 Delta eGift card that comes with a bonus $50 card, an effective 8.3% discount on Delta spend. Delta gift cards also work toward paid tickets that still earn miles and credit toward status.

→ Anyone with Delta flights coming up can buy at Newegg today and bank the discount.

Single report from Doctor of Credit · Doctor of Credit

AA shopping portal referrals pay up to 5,000 miles

American's AAdvantage eShopping portal is running a referral promo paying up to 5,000 bonus miles for referring friends who then shop through the portal, with a bonus for the new user too.

→ Grab a referral link from the AAdvantage eShopping portal and send it to someone who shops online anyway.

Single report from Frequent Miler, public promo · Frequent Miler

Paid GHA Discovery status match through 2027

One Mile at a Time walked through a paid status match to GHA Discovery (the loyalty program covering Anantara, Kempinski, Pan Pacific and others) that grants Titanium or Platinum status through 2027 plus bonus Discovery Dollars. It is a cheap way into upgrades and perks at independent luxury brands if you already hold elite status elsewhere.

→ Holders of existing hotel elite status can submit the paid match on GHA Discovery's site for status running through 2027.

Single firsthand report from One Mile at a Time · One Mile at a Time

Targeted Robinhood 7% APY on up to $10K

Doctor of Credit reports a targeted Robinhood offer paying 7% APY on balances up to $10,000 for 60 days.

→ Check the Robinhood app for the targeted banner before moving money.

Single report, targeted · Doctor of Credit

Targeted Amex Offer: $350 back on $1,800 at Air New Zealand

A targeted Amex Offer pays a $350 statement credit on $1,800+ of Air New Zealand spend.

→ Check Amex Offers on each card before booking any Air New Zealand ticket.

Single report, targeted · Doctor of Credit

Alaska adds Anchorage to Tokyo Narita next summer

Alaska will fly Anchorage to Tokyo Narita daily on a 737 MAX 8 as part of a four-route expansion, an unusual narrowbody transpacific run.

→ Atmos members can watch for award space once the schedule loads.

Corroborated (TPG and One Mile at a Time) · The Points Guy · One Mile at a Time

Best Western Rewards folds into WorldHotels Rewards

The merger lands January 5, 2027; watch for conversion terms on existing balances.

→ Best Western point holders should plan redemptions before conversion details firm up.

Single report from The Points Guy · The Points Guy

Heathrow 2028 terminal shake-up hits Delta and Virgin Atlantic

A planned terminal reshuffle at Heathrow in 2028 leaves Delta and Virgin Atlantic worse off for connections.

→ Nothing to do yet; factor it into 2028 transatlantic planning.

Single report from One Mile at a Time · One Mile at a Time

Ritz-Carlton Lake Oconee reportedly off The Edit for 2027

A r/ChaseSapphireReserve post says the property no longer shows in Chase's Edit program for 2027 bookings.

→ Anyone planning an Edit stay there should verify availability in Chase Travel before counting on the credits.

Single unverified report · r/ChaseSapphireReserve

Expedia One Key adds lounge access during delays

Gold and Platinum One Key members reportedly get free airport lounge access during flight delays.

→ One Key elites facing a delay should check the Expedia app for the lounge pass before buying day access.

Single report via Doctor of Credit recap · Doctor of Credit

Bilt Cash: Bilt's cash-back currency earned alongside points, redeemable toward rent, hotels, and fees.

Companion Pass: Southwest perk letting a designated companion fly with you for just taxes and fees.

Discovery Dollars: GHA Discovery's reward currency, worth roughly a dollar each at member hotels.

GHA Discovery: Loyalty program for a global alliance of independent hotel brands like Anantara and Kempinski.

One Key: Expedia's loyalty program covering Expedia, Hotels.com, and Vrbo.

🎙️ Points Wire: today's episode is live

Or listen anywhere else you get podcasts — see every app