☕ Points Wire Daily
⚡ Today in 20 seconds
• New Chase Offer: 5% back at Giftcards.com, up to $50 back.
• Webster Bank $900 checking+savings bonus for NY, MA, RI, CT, no direct deposit needed.
• Paze 10x on Newegg and gift cards is dead. Stop trying and rethink any cancel plan.
• OnePay reportedly gives 5% on Walmart+ and codes to your CSR as normal spend.
• On r/ChaseSapphireReserve, someone mapped the full $1770 in CSR credits plus the 45-day refund window.
• Qatar 75k Avios for business plus first to Bangkok is still one of the best redemptions going.
• Radar: the Sapphire Preferred 100K bonus ends July 30 at 9am ET.
⚡ Act Now
New Chase Offer: 5% back at Giftcards.com
A fresh Chase Offer is landing that pays 5% back on Giftcards.com purchases, capped at $50 back and with no listed expiration. That covers a $1,000 spend at the cap, and Giftcards.com sells Visa and Mastercard gift cards along with a wide merchant catalog. Check the Offers tab on each of your Chase cards, since these are targeted and not everyone will see it.
→ Open the Chase app, hit the Offers tab on every Chase card, and add the Giftcards.com 5% offer if it shows.
Single source (Doctor of Credit).
· Doctor of Credit
Webster Bank $900 for checking plus savings, four states
Webster Bank is offering $300 for a new checking account and $300 for a new savings account, $900 if you stack an additional bonus, and the key detail is that direct deposit is not required. It is limited to New York, Massachusetts, Rhode Island, and Connecticut. Bank bonuses like this are pure cash that does not touch your 5/24 count.
→ If you live in NY, MA, RI, or CT, read the terms at Doctor of Credit and open the accounts before the offer pulls.
Single source (Doctor of Credit).
· Doctor of Credit
Paze 10x on Newegg and gift cards is dead
Multiple people on r/ChaseSapphireReserve confirm the Paze promo no longer pays 10x at Newegg or on gift card buys, so the gift-card angle that drove the recent runs is gone. One poster was weighing canceling the CSR over it, and the thread's takeaway is do not cancel a card over a promo that has already ended. If you still want Airbnb-style value, commenters note the CSP earns 3x on Airbnb where the CSR does not.
→ Stop attempting Newegg or gift card runs through Paze, and do not cancel your CSR on the strength of this promo alone.
Corroborated across multiple r/ChaseSapphireReserve comments.
· r/ChaseSapphireReserve
🆕 New This Week
OnePay reportedly gives 5% on Walmart+ and codes to the CSR
A poster on r/CreditCards reports paying for Walmart+ through OnePay and getting 5% cashback while the underlying charge still hit their Chase Sapphire Reserve as normal spend. The open question they raised is whether it works across different emails and people, which is unconfirmed. Treat this as one data point, not an established stack.
→ If you already pay for Walmart+, test routing it through OnePay on your CSR and watch how the charge posts before scaling anything.
Single unverified report (r/CreditCards).
· r/CreditCards
Targeted First Tech Federal up to 6x points
First Tech Federal Credit Union is offering targeted members up to 6x points on purchases through December 15, 2026. This is a credit union card play, so eligibility depends on membership and the targeting, not something everyone can grab. Worth a look if you are already a member.
→ First Tech members should check their targeted offers and opt in if the 6x shows for you.
Single source (Doctor of Credit).
· Doctor of Credit
🔄 Perk Watch
The full $1770 CSR credit map, and the 45-day refund window
A departing cardholder on r/ChaseSapphireReserve got the community to itemize the CSR's annual credits: $250 plus $250 Edit, $250 Select Hotel (IHG qualifies), $300 travel, $150 plus $150 dining, $150 plus $150 StubHub, and $120 Lyft, totaling about $1,770 before non-cash perks like lounges and Apple TV. Commenters also flagged that you have 45 days from your statement to request an annual fee refund, and some are calling every couple of days angling for a retention offer. If you cannot use the card, product changing to a Preferred or Freedom is the fallback when you are near 5/24.
→ If you are second-guessing the fee, work the $1,770 credit list first, and if you still want out, request the refund inside the 45-day window and ask for retention.
Corroborated across multiple r/ChaseSapphireReserve comments.
· r/ChaseSapphireReserve
Cancel a Select Hotel booking and the credit gets pulled, then reinstated
On r/ChaseSapphireReserve, people confirm that if you cancel a stay that used the $250 Select Hotel credit (IHG is one of several qualifying brands), Chase pulls the credit back out and returns it for later use, usually within about a week. If it does not come back on its own, call Chase, since some needed a manual reinstatement. The $300 travel credit, by contrast, is generally not clawed back when you cancel.
→ After canceling a Select Hotel stay, watch your account for the credit to return within a week and call Chase to force it back if it does not.
Corroborated across multiple r/ChaseSapphireReserve comments.
· r/ChaseSapphireReserve
The Wawa pickup quirk: CSR skips the $20 minimum
A poster on r/ChaseSapphire noticed their $10 Wawa pickup benefit had no $20 minimum, while their spouse on a different card was forced to hit $20 before the benefit applied. The read is that the CSR version of this DoorDash-linked pickup perk is more lenient on the order minimum. Small money, but easy to leave on the table.
→ If you have the CSR pickup benefit, try a Wawa pickup order under $20 and see the $10 apply without the minimum.
Single unverified report (r/ChaseSapphire).
· r/ChaseSapphire
🧠 Strategy Corner
75k Avios for Qatar business plus first to Bangkok
On r/awardtravel, the verdict on 75k Avios for Qatar business London to Doha plus first Doha to Bangkok is unanimous: book it. Regulars call the roughly 9-hour Doha layover normal and pleasant with Al Mourjan lounge access, taxes land around $300 to $500, and cancellation is easy for about $25 while changes are hard. First over business is a modest upgrade, but the caviar, better champagne, and extra room make it a fun add.
→ Price the taxes on the Qatar itinerary, and if it fits, book now since the flat 75k rate and availability do not last.
Corroborated across multiple r/awardtravel comments.
· r/awardtravel
JFK transcon first: AA Flagship beats Delta One and Mint
On r/awardtravel, the consensus for a JFK transcon in premium is AA Flagship First, mainly for the ground game: private check-in and security plus the Chelsea Lounge outclass JetBlue's non-existent premium ground experience and edge out Delta One. JetBlue Mint is the runner-up if you skip lounges and just want a good throne seat, and Delta One on the aging 757 lands last on the hard product despite a strong lounge. Weigh how much lounge time you will actually use against the points rate.
→ For a JFK west coast redemption, default to AA Flagship First if you will use the Chelsea Lounge, and fall back to Mint if you are boarding at the last minute.
Corroborated across multiple r/awardtravel comments.
· r/awardtravel
Waldorf Astoria Los Cabos: chase the standard room rate
A poster on r/awardtravel booked a high category room at the Waldorf Astoria Los Cabos Pedregal and commenters flagged the redemption rates as rough, but with a useful tip: standard award rooms release close to check-in, and some doubt the standard room even exists as anything but an inventory lever. If you book a premium room at, say, 399k a night, keep searching, because a standard award often gets you the same room at a much lower rate. To link separate reservations, call the hotel directly and they can merge them even across room types.
→ If you booked a premium-room award here, keep monitoring for standard-room availability closer to your dates to save points on the same room.
Corroborated across multiple r/awardtravel comments.
· r/awardtravel
📊 Radar
Sapphire Preferred 100K bonus ends July 30
The Points Guy and others confirm the Chase Sapphire Preferred 100,000-point offer wraps July 30, which we have covered at length. Nothing about the offer itself changed, this is just the firm deadline restated. If you are 5/24-clear and want it, the clock is real.
→ If the CSP 100K fits your plans, apply before July 30 at 9am ET.
Corroborated (The Points Guy and prior coverage).
· The Points Guy
Capital One is moving some cards to the Discover network
A Capital One rep told a r/CreditCards poster the bank will switch some cards from Visa/Mastercard to its Discover network over the coming year, and the CEO's earnings-call comments suggest international travelers and cards-on-file are lower priority to switch. A few people report involuntary switches with no opt-out. Speculative defense: use the card abroad or where Discover is not accepted to flag yourself as a keep-on-network account.
→ If you want a Capital One card to stay Visa or Mastercard, put international and Discover-unfriendly spend on it and watch for a forced switch near expiration.
Single source with corroborating CEO quotes (r/CreditCards).
· r/CreditCards
American now lets you pick a cash refund at cancellation
View from the Wing reports American Airlines finally surfaces a cash refund option during cancellation of eligible fares, though the flow still nudges you toward a travel credit. It is a small consumer win worth knowing before you accept a credit you did not want. Read the fine print on which fares actually qualify for cash.
→ When canceling an eligible AA ticket, look for the cash refund choice instead of defaulting to the credit the flow pushes.
Single source (View from the Wing).
· View from the Wing
📖 Decoder
Avios: The points currency shared by British Airways, Qatar, Iberia, and Aer Lingus, transferable from Chase.
Chase Offers: Card-linked merchant deals in the Chase app that give cash back when you add and use them.
Delta One: Delta's business-class product on wide bodies and premium transcon routes.
Flagship First: American Airlines' top international and premium-transcon first-class product.
Mint: JetBlue's premium lie-flat cabin on transcon and select routes.
OnePay: A Walmart-affiliated payment app that can layer its own cashback on top of your underlying card.
Paze: A bank-run online checkout wallet that has been running rotating cashback promos.
Select Hotel credit: The CSR's $250 credit good at IHG and other qualifying hotel brands.
The Edit: Chase's luxury hotel booking program tied to the CSR's Edit credits.
5/24: Chase's rule denying most cards if you have opened five or more cards across all banks in 24 months.
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Points Wire Daily is generated automatically and links to every source. Not financial advice. Verify terms before acting.